Our Mission and Value Proposition
Haven Financial Advisors is committed to your future. We have been a fee only financial advisor since 2002. The fee only advisor sits on the same side of the table as the client. The first step in the relationship is getting to know you and what your goals are. It's a two way communications process that requires the engagement of both parties.
We develop a financial plan that includes a diversified asset allocation tailored to your personal situation. Experience tells us that the key value proposition of the plan is the comfort level it delivers to the client - that you are taking concrete steps to achieve realistic financial goals. Our principal, Louis Kokernak, is an experienced investment advisor and financial planner who has been helping individuals for nearly two decades.
The cornerstone of our life savings strategy is the investment in multiple asset classes with low cost and low turnover. We utilize products from Dimensional Fund Advisors, Vanguard, State Street, and other providers. Our investment process is transparent. There are no "black box" funds or sudden swings in risk taking. Sample portfolios are available for review.
Haven Financial Advisors Explains the Evolution of the HSA
210 Lee Barton Drive
Austin, TX 78704
JUNE 28, 2017
Interviewed by CNBC on the use of Roth Conversions to minimize taxes in retirement.
JUNE 6, 2017
Discussed how and why to invest in foreign equities. Webinar format.
JANUARY 19, 2016
Interviewed in Barron's Magazine on the topic of laddered bond portfolios
May 26, 2020
Wrote an article that summarizes the poor performance of actively managed mutual funds. Also discusses the impact of the churn in mutual funds as they close or change strategy.
November 20, 2019
Wrote an article that questions the actionable information contained in the CAPE ratio and an inverted yield curve.
January 4, 2021
Wrote an article that reviews the recent performance of Value stocks and discusses practical steps forward for portfolio managers.