Our Mission and Value Proposition
Haven Financial Advisors is committed to your future. We have been a fee only financial advisor since 2002. The fee only advisor sits on the same side of the table as the client. The first step in the relationship is getting to know you and what your goals are. It's a two way communications process that requires the engagement of both parties.
We develop a financial plan that includes a diversified asset allocation tailored to your personal situation. Experience tells us that the key value proposition of the plan is the comfort level it delivers to the client - that you are taking concrete steps to achieve realistic financial goals. Our principal, Louis Kokernak, is an experienced investment advisor and financial planner who has been helping individuals for nearly two decades.
The cornerstone of our life savings strategy is the investment in multiple asset classes with low cost and low turnover. We utilize products from Dimensional Fund Advisors, Vanguard, State Street, and other providers. Our investment process is transparent. There are no "black box" funds or sudden swings in risk taking. Sample portfolios are available for review.
Haven Financial Advisors Explains the Evolution of the HSA
210 Lee Barton Drive
Austin, TX 78704
September 21, 2023
Wrote an article that discusses teh attractiveness of the TIPs Bond Ladder in an environment with positive real yields.
August 10, 2023
Wrote an article that reviews the relative pricing of Municipal and Treasury Bonds. Treasuries are better for most investors.
May 8, 2023
Wrote an article that illustrates some tax efficient ways to donate to charity. Discusses the concept of the Donor Advised Fund.
March 2, 2023
Wrote an article that points out the newly attractive pricing available to buyers of TIPs
November 30, 2022
Wrote an article that recommends the short end of the Treasury yield curve to investors. Floating rate treasury notes offer yields in excess of expected inflation while their very short reset period insures low volatility.
October 18, 2022
Wrote an article that discusses newly attractive investment opportunities in today's bond market
JUNE 28, 2017
Interviewed by CNBC on the use of Roth Conversions to minimize taxes in retirement.