Haven Financial Advisors
A Fee Only Advisor
Haven Financial Advisors
A Fee Only Advisor
Our Mission and Value Proposition
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​Haven Financial Advisors is committed to your future. We have been a fee only financial advisor since 2002. The fee only advisor sits on the same side of the table as the client. The first step in the relationship is getting to know you and what your goals are. It's a two way communications process that requires the engagement of both parties.
We develop a financial plan that includes a diversified asset allocation tailored to your personal situation. Experience tells us that the key value proposition of the plan is the comfort level it delivers to the client - that you are taking concrete steps to achieve realistic financial goals. Our principal, Louis Kokernak, is an experienced investment advisor and financial planner who has been helping individuals for nearly two decades.
The cornerstone of our life savings strategy is the investment in multiple asset classes with low cost and low turnover. We utilize products from Dimensional Fund Advisors, Vanguard, State Street, and other providers. Our investment process is transparent. There are no "black box" funds or sudden swings in risk taking. Sample portfolios are available for review.
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Contact Info
210 Lee Barton Drive
Suite 211
Austin, TX 78704
louis@havenfinancial.com
Tel 512-791-4335
Recent Publications
June 3, 2024
Wrote an article reviewing the limited research on derivative income strategies. Thus far, these strategies have proven to be less efficient than simple index funds and generate higher tax liability.
March 12, 2024
Wrote an article that introduces new TIPS Term ETFs. These can be used to more simply construct bond ladders.
September 21, 2023
Wrote an article that discusses the attractiveness of the TIPs Bond Ladder in an environment with positive real yields.
August 10, 2023
Wrote an article that reviews the relative pricing of Municipal and Treasury Bonds. Treasuries are better for most investors.
Haven Financial Advisors Explains the Evolution of the HSA
May 8, 2023
Wrote an article that illustrates some tax efficient ways to donate to charity. Discusses the concept of the Donor Advised Fund.
March 2, 2023
Wrote an article that points out the newly attractive pricing available to buyers of TIPs
News
JUNE 28, 2017
Interviewed by CNBC on the use of Roth Conversions to minimize taxes in retirement.